General

Panic Proof Retirement™ (“we,” “us,” or “our”) is committed to respecting the privacy of our consumers and customers, including visitors to our U.S. websites. This Privacy & Cookie Policy explains how we collect, use, and share personal information, as well as how we use cookies and similar technologies on our websites and subsites.

By using our website, you consent to the collection and use of your information as described in this policy. The continued use of our website following changes to this policy constitutes your acceptance of those changes.

This Privacy & Cookie Policy is accessible via our homepage and from the footer of every webpage.

SMS Terms & Conditions

Panic Proof Retirement SMS Program

Panic Proof Retirement™ provides SMS communication services for appointment reminders, order alerts, account notifications, and promotional messages. By opting into our SMS program, you agree to the following:

  • Types of Messages: You may receive appointment reminders, order alerts, account notifications, promotional updates, and other service-related messages.

  • Message Frequency: Message frequency may vary between 1 to 1500 messages per month, depending on the nature of your interactions with us.

  • Message & Data Rates: Standard message and data rates may apply as per your mobile carrier’s plan.

  • Opt-Out: To stop receiving SMS messages, reply STOP at any time. You will receive a final confirmation message:
    "You have successfully unsubscribed from Panic Proof Retirement SMS alerts. No further messages will be sent. For support, reply HELP or contact [email protected] or call 844-447-2642."

  • Support: For assistance, reply HELP to any message, or contact:

  • Carrier Disclaimer: Carriers are not liable for delayed or undelivered messages.

  • For full Privacy Policy, visit: https://panicproofretirement.com/privacy-policy/

  • For Terms of Service, visit: https://panicproofretirement.com/privacy-policy/

Consent for SMS Communications

By submitting your phone number via the form on our website at https://panicproofretirement.com/free-retirement-kit/, you explicitly consent to receive SMS messages from Panic Proof Retirement™.

  • Opt-In: Consent is obtained through an opt-in form before any messages are sent.

  • Opt-Out: Reply STOP at any time to opt out of SMS messages.

  • Support: Reply HELP for customer support.

  • Message & Data Rates: Standard rates may apply based on your mobile service provider.

  • Message Frequency: Messaging frequency may vary depending on user engagement.

What Information We Collect

Panic Proof Retirement™ collects personal information from individuals who request informational materials or interact with our services, including:

  • Personal Identifiable Information (PII): Name, address, telephone number, and email address.

  • Financial Inquiry Information: Investment-related questions submitted by users.

  • Website Usage Data: IP address, browser type, operating system, location, language settings, and search behavior (keywords searched and clickstream data).

Additionally, we collect information:

  • Provided by users via email, mail, online forms, or phone interactions.

  • From prospective employees as part of our hiring process.

How We Use and Share Information

Panic Proof Retirement™ may use your personal information for:

  • Internal record keeping and business operations.

  • Improving our products and services.

  • Training and quality assurance purposes.

  • Following up with individuals who request information.

  • Sending promotional communications (where permitted by law).

  • Analyzing financial situations to offer retirement income planning services.

  • Any other legally permitted purposes.

Third-Party Data Sharing

We may share personal information with:

  • Service Providers: Including email and SMS providers, IT support, and analytics services.

  • Affiliates and Partners: To improve user experience and services.

  • Regulatory Agencies: Or as required by law.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
You may share end-user opt-in data with your subcontractors or outsourced service providers solely to fulfill the service you render to your end-user.

We do not sell your personal information to third parties.

Security Measures

We implement appropriate technical and organizational measures to safeguard your data, including:

  • Encryption and secure data storage

  • Access control restrictions

  • Regular security audits

However, no security measures are 100% effective, and we cannot guarantee that unauthorized access, hacking, data loss, or breaches will never occur.

Your Rights & Choices

  • Opt-Out of Marketing Communications: You can unsubscribe from marketing emails by emailing [email protected] with “UNSUBSCRIBE” in the subject line.

  • SMS Opt-Out: Reply STOP to any SMS message to unsubscribe.

  • Request Data Access or Deletion: Contact [email protected] for inquiries about your personal data.

Use of Cookies & Tracking Technologies

Panic Proof Retirement™ uses cookies and similar tracking technologies to enhance user experience, analyze traffic, and serve personalized content.

  • Essential Cookies: Required for website functionality.

  • Analytics Cookies: Used for performance monitoring.

  • Advertising Cookies: Used to deliver targeted advertisements.

You can manage cookie preferences in your browser settings.

For full details, visit our Cookie Policy at: https://panicproofretirement.com/privacy-policy/

Contact Information

If you have any questions or concerns about this Privacy Policy, you can contact us:

📧 Email: [email protected]
📞 Phone: 844-447-2642
📍 Address:
Panic Proof Retirement™
ATTN: Data Privacy Office
40900 Woodward Ave, Ste. 150
Bloomfield Hills, MI 48304

Changes to Privacy Policy

We may update this Privacy & Cookie Policy periodically. Any changes will be posted on this page with an updated effective date. Continued use of our website or services constitutes acceptance of these changes.