Privacy & Cookie Policy

General

Panic Proof Retirement™ is committed to respecting the privacy of consumers and its customers, including visitors to our US websites. This Privacy & Cookie Policy sets out how we collect, use, and share personal information. This Privacy & Cookie Policy also explains how we use cookies and similar technologies on our US websites and subsites.

You can also access this Privacy & Cookie Policy via our homepage and from the bottom of every page by clicking on the appropriate link in the footer.

Use of Panic Proof Retirement™ website constitutes acceptance of this Privacy Policy. The continued use of Panic Proof Retirement™ website following the posting of changes constitutes your acceptance of such changes.

SMS Terms & Conditions

Panic Proof Retirement™ provides SMS communication services for appointment reminders, order alerts, account notifications, and other related updates. By opting into these services, you agree to the following:

Consent for SMS Communications

When submitting your information via the form on https://panicproofretirement.com/free-retirement-kit/, you consent to receive SMS messages from Panic Proof Retirement™.

  • Opt-Out: Reply STOP to opt out.
  • Support: Reply HELP for support.
  • Rates & Frequency: Message and data rates may apply; messaging frequency may vary.
  • Privacy & Terms of Service: Refer to https://panicproofretirement.com/privacy-policy/ for our Privacy Policy and Terms of Service.

Glossary

“Consumer” – an individual or an individual's legal representative that obtains or has obtained a financial product or service to be used primarily for personal, household, or family purposes.
“Customer” – a consumer that has an ongoing relationship with Panic Proof Retirement™, whereby Panic Proof Retirement™ is providing one or more financial products or services to the consumer.
“Nonpublic personal information” –

  • All personally identifiable financial information.
  • While the GLB Act excludes publicly available information, nonpublic personal information includes lists derived from nonpublic personally identifiable financial information that is not publicly available.

What Information Panic Proof Retirement™ Collects

Panic Proof Retirement™ collects information from individuals who request informational materials, including name, address, telephone number, email address, and investment-related questions. We also collect:

  • Information provided orally and in writing via email, mail, online, or in person from prospective clients, clients, prospective employees, and employees.
  • Data from our websites, such as IP address, browser type, operating system, location, language settings, keywords searched, and clickstream data.

How Panic Proof Retirement™ Uses and Shares Information

Panic Proof Retirement™ may combine personal information collected and use it for:

  • Internal record keeping.
  • Improving products and services.
  • Quality assurance and training purposes.
  • Following up with individuals who request information or materials.
  • Sending promotional emails or mail.
  • Analyzing financial situations of prospective clients to provide retirement income planning.
  • Any other purposes permitted by law.

Panic Proof Retirement™ discloses information externally as permitted or required by law to affiliates, vendors, and regulatory agencies or where individuals have provided permission.

Security

In order to prevent unauthorized access or disclosure, Panic Proof Retirement™ has put in place suitable physical, electronic, and managerial procedures to safeguard and secure information. However, due to the nature of the Internet and Internet technologies, security and privacy risks cannot be eliminated, and Panic Proof Retirement™ cannot guarantee that information will not be disclosed in ways not described in this Privacy Policy.

Contact Panic Proof Retirement™

If you have any questions or concerns regarding this Privacy & Cookie Policy, Panic Proof Retirement™ can be contacted as follows:
Email: [email protected]
Address:
Panic Proof Retirement™
ATTN: Data Privacy Office
40900 Woodward Ave, St. 150
Bloomfield Hills, MI 48304

To unsubscribe from Panic Proof Retirement™ email communications, send an email to [email protected]. Please put “UNSUBSCRIBE” in the subject field and include the email address where you received the content, along with any additional email addresses you would like suppressed.

Changes to Privacy Policy

From time to time, Panic Proof Retirement™ may use data for new uses not previously disclosed in its Privacy & Cookie Policy. Continued use of the website constitutes acceptance of updates.